Manufactured Home Financing Options in Texas

Manufactured Homes Loans in Texas

100+

Homes Built

100+

Happy Families

100%

Satisfaction Rate

Years Experience

Financing Options

At Red River Modular Homes, we want to give you every opportunity to own the home of your dreams. That’s why we work with the best lenders in the industry. Whether it’s a home only loan for a used home, or a land package for modular, there is a lender with a loan product that works well for you. Here are SOME of the loan products available from the lenders with whom we work:

Home-Only Loans (Chattel)
Land/Home Packages
Land in lieu of Down Payment
FHA/VA/USDA Loans
Construction and End Loans
Fixed-Rate or Adjustable-Rate

We are open to working with any lender of your choice. We look forward to helping you find and finance your dream home!

21st Mortgage

Since its beginning, 21st Mortgage has been a market leader in providing innovative loan programs for affordable housing. It offers a variety of finance programs for homebuyers interested in purchasing a manufactured home. It offers its loan programs in meeting the needs of home buyers in forty-six states across America.

Cascade Financial

Since opening our doors in 1999, Cascade Financial Services has grown into one of the most trusted lenders in the manufactured home lending industry. While there are many other manufactured home lenders, many borrowers continue to choose Cascade as their preferred lender for a variety of reasons.

Capital Home Mortgage

Our dedicated team of mortgage professionals is focused on our customers and on ensuring the home mortgage experience is smooth and stress-free. Thank you for considering Capital Home Mortgage as your partner in achieving your dream home ownership. We look forward to the opportunity to serve you.

TRIAD

Triad Financial Services has been shaping the American dream of homeownership since 1959. We take immense pride in our rich history and unparalleled success in providing financing for manufactured homes. But what truly sets us apart is the heart and soul that we infuse into every aspect of our business.

Testimonials

What Our Customers Say

Real reviews from real families who found their home with Red River.

      EXCELLENT  
   Based on 18 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Logan Kelley 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience working with Brian Wheeler on our home purchase. Buying a home—especially a manufactured home with all of the financing, inspections, paperwork, and setup that goes along with it—can get complicated quickly, but Brian was someone we could actually count on throughout the process.

He was helpful, communicative, and genuinely cared about getting us into the home we wanted. Even when things outside of his control became complicated, we always felt like Brian was on our side and willing to help however he could.

There’s a big difference between the experience we had with Brian and some of the other parties involved in the process. Brian did his part, treated us fairly, and was someone we felt comfortable dealing with.

We’re very happy with our home and would absolutely recommend Brian to anyone looking for a home dealer who will treat you like a person rather than just another sale.
  
 
      Posted on Google  
   
   Janelle Forsyth 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brian Wheeler was amazing to work with for our purchase on our new home. He was so helpful and professional, even when we had some speed bumps with our lender, Brian jumped right in to help us. Thank you again Brian for going above and beyond the call to get us in our beautiful home.
  
 
      Posted on Google  
   
   William Norton 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service!
  
 
      Posted on Google  
   
   Bryan Collins 
 
 
 
 Trustindex verifies that the original source of the review is Google. Brian Wheeler and the crew he provides throughout the process has been nothing but excellent. If you are unfamiliar with the process and or are unsure this is the team you need to work with. My family and I are very grateful for all of them.
  
 
      Posted on Google  
   
   alesia peters 
 
 
 
 Trustindex verifies that the original source of the review is Google. We originally went in just hoping that we might eventually be able to get into a home, and six months later, we are officially in our new home! Conors customer service was excellent from start to finish. Every time I called, they either answered right away or returned my call as soon as they could. He was always patient, helpful, and willing to answer every question I had—no matter how small or silly it may have seemed.

They made the entire process feel much easier and less stressful, and we are so grateful for everything they did to help make this possible. I highly recommend them to anyone looking for a manufactured home company that truly cares about its customers!
  
 
      Posted on Google  
   
   Aubi Johnson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I went in having a general idea of what I wanted and after walking through a few floor plans with Grayson he made everything that was a dream into a reality. Everything was very quick and everyone was so pleasant! Would definitely recommend!
  
 
      Posted on Google  
   
   steven manley 
 
 
 
 Trustindex verifies that the original source of the review is Google. Recently purchased an Emily Elite from Red River. Salespeople put no pressure to sell but provide plenty of information. Not overly pressuring you to buy but ready to answer any questions about their products. After sale service has been very prompt and at an excellent level of craftsmanship.
  
 
      Posted on Google  
   
   Mary Sandberg 
 
 
 
 Trustindex verifies that the original source of the review is Google. We went in there thinking, maybe as an option. After meeting with Grayson and him showing us all the models, hearing how knowledgeable he is on all the improvements that have been made to make these look and feel like a home, it drastically changed our mind.  He was talking about an even bigger model they have got coming in, can't wait to see that. The upgrades and changes that are available with these homes... they aren't what the "trailer/Modular" homes of the 70s and 80s.... I grew up in those. You could move walls to make rooms bigger, elevate ceiling heights for higher ceilings, multiple styles and types of fire places cabinet and flooringnoptions... and the design factors, walk in showers big enough for two, soaking tubs, pantries,  laundry rooms you could actually do laundry in, walk in closets done right, not with the cheap wire racking. And ample closet space. Some of these were nicer than new builds weve toured.

When we find our plot of land Red River Modular will be who we go to!
  
 
      Posted on Google  
   
   Lynsie Thompson 
 
 
 
 Trustindex verifies that the original source of the review is Google. Stand-up owner with strong ethics who wants nothing more than to do right by people.